3 Fundamental Strategies to get car insurance cheaper

3 Fundamental Strategies to get car insurance cheaper

Check around for the best deals

Savings of hundreds of pounds can be acquired if you shop around when you renew your cover. Be aware though. When choosing around for car insurance, it's useful to make sure that you are comparing like-for-like cover. Some policies may seem cheaper, but you could possibly get you don't have the same level of cover when you have to make a claim.

Use an online comparison service to do the hard work for you. Submit your details and determine the prices that come up. You can alter the excess that you are willing to pay and the mileage you will drive and get new quotes.




Add another more qualified driver to the policy

It’s a crime to declare someone that isn’t the main driver of a car is, but adding a secondary driver is clearly legal - and more than that, it actually can save you money. Get their permission first, then add an experienced driver with a clean driving license and decent no-claims past to your insurance.

Age-Based Specials

Many younger drivers may not find out this, but your age is the key in setting the exact price of your auto insurance premium. You’ll frequently see premiums lowered if you hit the age of 25, with discounts which may usually be as high as 20%, though other factors including marital status and driving record can also be evaluated.

The lowest premiums involved with cheap car insurance rates are usually given to drivers between the ages of 25 and 55. This age group is in many cases amongst the safest drivers on the road; undoubtedly safer in comparison with teenagers and elderly drivers.

Determined by your insurance agent also you can see discounts as you age beyond 25. These discounts commonly cease as soon as a driver reaches their mid 50’s, though you may be eligible to receive other discounts on your car insurance at that time.